My Generation Checking
Announcing a new kind of checking! This high yield checking account gives you a world-class return on your money without costing you a thing.
Earn up to 3.00% APY* on your balance each monthly qualification cycle and get ATM fee refunds, so you can get cash easily, no matter where you are—not just at one of our branches or in Southwest Wyoming, but nationwide. There are no minimum balance requirements or hidden fees. Just a great checking account with lots of rewards!
- Summary
- 3.00% APY* on balances up to $15,000
- 0.75% APY* on amount of balance over $15,000
- 0.05% APY* if qualifications are not met
- Unlimited ATM fee refunds nationwide*
- No monthly fees or minimum balance
- Unlimited check writing and debit card use
- Free Visa® debit card
- Free online banking with bill pay
- Free eStatements required to receive earnings
- Nationwide access to over 4,200 branches through Shared Branching
- Courtesy Pay available**
- No minimum to open
Get free automatic transfers and earn a second great interest rate by pairing this account with a free My Generation Savings account.
Qualifications
Earning the My Generation rewards is so easy, you're probably already doing the following every monthly qualification cycle:
- Have at least 10 debit card purchases post and clear
- Receive and review free paperless eStatements each month
- Have at least one monthly direct deposit, ACH automatic debit, or bill payment post and clear
If you don't qualify one cycle, don't worry! You'll still earn our base dividend rate, and you have the opportunity to get the higher rate and ATM fee refunds back the very next month.
*Annual Percentage Yield (APY) accurate as of 5/01/11. No minimum to open account. Rate tiers are as follows: 3.00% APY applies to balances of $0.01 - $15,000 and 0.75% APY applies to balances over $15,000 if qualifications are met each monthly qualification cycle. 0.05% APY applies to all balances if monthly qualifications are not met. All balances will earn 3.00% APY – 0.75% APY if monthly qualifications are met. Rates may change after the account is opened. The advertised My Generation Checking APY is based on compounding dividends. If the dividends earned in My Generation Checking are automatically transferred to My Generation Savings each statement cycle the dividends in My Generation Checking do not compound. The actual dividends amount paid may be less than the advertised APY. The My Generation Savings APYs may be less than the My Generation Checking APYs. Fees may reduce earnings. Qualifying transactions must post and clear to the account during the monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post to an account. Intra-bank transfers do not count as qualifying transactions. Unlimited ATM Fee reimbursements provided only if qualifications are met within the monthly qualification cycle.
**With approved credit.
