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Real Estate Loans

Trona Valley CFCU offers a full range of popular loan products to meet the needs of our members. If you're in the market for a new home, wanting to renovate or remodel your current home, pay off debt or even build your dream home, we have what you need.

Conventional Fixed

  • Monthly Payments for Interest and Principal Never Change
  • Widest Variety of Financing Options

VA Loans

  • Government Loans
  • 100% Financing
  • Guaranteed by the Veterans Administration
  • Must be a veteran and have a certificate of eligibility to qualify for a VA loan

FHA Loans

  • Government backed Loans

Rural Development Loans

  • 100% Financing

WCDA- First Time Home Buyer

  • Low interest mortgage from the Wyoming Community Development Authority (WCDA)
  • Down Payment Assistance Available

Construction Loans

  • Loan up to 80% LTV*
  • Interest Rate Based on Prime
  • Interest only loan with payments based on your balance each month
  • One-Time Origination Fee

Home Equity Loans (HELOC)

  • Rates Based on Prime
  • Loan up to 90% LTV*
  • Set up as a Line of Credit

Land Loans

  • Secured by Land
  • Loan up to 80% LTV* of appraised property
  • Fixed Rate Loan Rate Based on Prime
  • Will finance up to $500,000 or 160 acres

To learn more about buying or refinancing a home contact a Trona Valley Representative at 307-875-9800 or 800-331-6268.

*LTV = Loan to Value