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Skip A Payment

Trona Valley encourages members to make responsible financial decisions, but we also know there are times in life when making your monthly loan payment might be difficult due to certain situations or events. Our Skip A Payment program provides a way to manage these special unforeseen circumstances.  You can skip a loan payment by paying a low $25 fee. Your Trona Valley loan must be at least six months old and it must be in good standing. The $25 fee can be paid directly from your account or by cash or check. Stop by a branch location for more information or (Click Here) for our form.

  • Loan must be older than 6 months
  • Loan must be in good standing
  • Previous Skip A Payment must not have occurred within the last 6 months
  • Must have had less than 3 Skip A Payments for the life of the loan

*All accounts must be current and in good standing (no negative balances, no over the limit). The fee to defer the payment is $25 per loan. The account cannot be in delinquent status. The account must not have been past due more than 30 days in the last 6 months. Other loans may not be eligible if negative amortization will result. This waiver may not be used if the loan is less than 6 months old. Skipped payment will extend the term of the loan and increase the total finance charge of the original security agreement and may reduce any GAP claim on insured loans.  All borrowers on the loan you wish to defer must sign the Deferral Coupon prior to the loan being approved by a loan underwriter. By signing this form, you understand and agree to the above stated conditions and restrictions.