Unleash the Power of Saving
We're celebrating Youth Month in April. This year's theme is "Unleash the Power of Saving."

For Youth Ages 0-4
It's never too early to invest and save. Plan today for a better tomorrow.
Trona Valley's CU Grow Youth Account is designed for kids 0-4. The importance of saving and learning how to use money wisely can be taught from a very young age. At Trona Valley, we offer accounts to help kids learn to save, borrow, and spend responsibly. Our accounts are perfect for young people to get a good start on managing their finances and saving for a child’s financial future from the very beginning is responsibly smart. Open an account today.
Features & Benefits
- Youth Savings Account
- $1.00 minimum to open and no service fees
- Higher dividend rate Savings
- Earn dividends on entire balance
- Free gift with new account
- Progressive Certificate* at 3% APY** for ages 0-4 (matures on child’s 5th birthday)
NOTE: The Social Security card of the account holder is required.
Unleash the Power of Saving
We're celebrating Youth Month in April! This year's theme is "Unleash the Power of Saving."
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For Youth Ages 5-12
It's never too early to invest and save. Plan today for a better tomorrow.
Trona Valley's CU Learn Youth Account is designed for kids 5-12. The importance of saving and learning how to use money wisely can be taught from a very young age. At Trona Valley, we offer accounts to help kids learn to save, borrow, and spend responsibly. Our accounts are perfect for young people to get a good start on managing their finances and saving for a child’s financial future from the very beginning is responsibly smart. Open an account today.
Features & Benefits
- Youth Savings Account
- $1.00 minimum to open and no service fees
- Higher dividend rate Savings
- Earn dividends on entire balance
- Free gift with new account
- Progressive Certificate* at 4% APY** for ages 5-12 (matures on child's 13th birthday)
- Pay for A's - get rewarded for good grades
- Grades K-12
- $1 deposited into your account for each "A" or equivalent on your report card
- Request must be made within 3 months of report card date
- Student must be primary member on account
- Limit of 4 report cards per year, per student
- Limit of $10 maximum on deposits per report card
- Punch card program with chance to win prizes
- Debit Card with Checking (with Guardian/Parent)
- Free ATM Card
- $5.00 deposit for Community Service Achievement***
- Youth Loans
- Small scale loan, perfect for youth
- Learn the basics of borrowing
- Elementary age students can borrow up to $100 at 0% APR** Fixed Rate
- Middle School age students can borrow up to $300 at 1% APR** Fixed Rate
- Flexible terms up to 12 months
- Parent or Legal Guardian Co-Signer
NOTE: The Social Security card of the account holder is required.

Punch Card Rules
Unleash the Power of Saving
We're celebrating Youth Month in April! This year's theme is "Unleash the Power of Saving."
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For Youth Ages 13-18
It's never too early to invest and save. Plan today for a better tomorrow.
Trona Valley's CU Prosper Youth Account is designed for kids 13-18. The importance of saving and learning how to use money wisely can be taught from a very young age. At Trona Valley, we offer accounts to help kids learn to save, borrow, and spend responsibly. Our accounts are perfect for young people to get a good start on managing their finances. Saving for a child’s financial future from the very beginning is responsibly smart. Open an account today.
Features & Benefits
- Youth Savings Account
- $1.00 minimum to open and no service fees
- Higher dividend rate Savings
- Earn dividends on entire balance
- Converts to Traditional Share account after child's 18th birthday
- Free gift with new account
- Progressive Certificate* at 5% APY** for ages 13-17 (matures on child's 18th birthday)
- Pay for A's - get rewarded for good grades
- Grades K-12
- $1 for each "A" or equivalent on your report card
- Request must be made within 3 months of report card date
- Student must be primary member on account
- Limit of 4 report cards per year per student
- Limit of $10 maximum on deposits per report card
- Punch card program with chance to win prizes
- Debit card with Checking (with Guardian/Parent)
- Free ATM Card
- No monthly fees
- Eligible for Mobile Deposit Capture at age 15
- $5.00 deposit for Community Service Achievement***
- Youth Loans
- Small scale loan, perfect for youth
- Learn the basics of borrowing
- Middle School age students can borrow up to $300 at 1% APR** Fixed Rate
- High School age students can borrow up to $600 at 2% APR** Fixed Rate
- Flexible terms up to 12 months
- Parent or Legal Guardian Co-Signer
NOTE: The Social Security card of the account holder is required.

Punch Card Rules