Youth Accounts

Unleash the Power of Saving

We're celebrating Youth Month in April. This year's theme is "Unleash the Power of Saving." 

For Youth Ages 0-4 

It's never too early to invest and save. Plan today for a better tomorrow.

Trona Valley's CU Grow Youth Account is designed for kids 0-4. The importance of saving and learning how to use money wisely can be taught from a very young age. At Trona Valley, we offer accounts to help kids learn to save, borrow, and spend responsibly.  Our accounts are perfect for young people to get a good start on managing their finances and saving for a child’s financial future from the very beginning is responsibly smart. Open an account today.

Features & Benefits

• Youth Savings Account 
  • $1.00 minimum to open and no service fees
  • Higher dividend rate Savings
  • Earn dividends on entire balance
• Free gift with new account
• Progressive Certificate* at 3% APY** for ages 0-4 (matures on child’s 5th birthday)

NOTE:  The Social Security card of the account holder is required.

*$1.00 minimum to open, make unlimited number of deposits, once the certificate balance reaches $5,000, including deposits and dividends earned, no more deposits may be made, deposits may not be made by ACH, auto transfer or direct deposit.

**APY = Annual Percentage Yield

Unleash the Power of Saving

We're celebrating Youth Month in April! This year's theme is "Unleash the Power of Saving."

For Youth Ages 5-12

It's never too early to invest and save. Plan today for a better tomorrow.

Trona Valley's CU Learn Youth Account is designed for kids 5-12. The importance of saving and learning how to use money wisely can be taught from a very young age. At Trona  Valley, we offer accounts to help kids learn to save, borrow, and spend responsibly.  Our accounts are perfect for young people to get a good start on managing their finances and saving for a child’s financial future from the very beginning is responsibly smart. Open an account today.

Features & Benefits

• Youth Savings Account 
  • $1.00 minimum to open and no service fees
  • Higher dividend rate Savings
  • Earn dividends on entire balance
• Free gift with new account
• Progressive Certificate* at 4% APY** for ages 5-12 (matures on child's 13th birthday)
• Pay for A's - get rewarded for good grades 
  • Grades K-12
  • $1 deposited into your account for each "A" or equivalent on your report card
  • Request must be made within 3 months of report card date
  • Student must be primary member on account
  • Limit of 4 report cards per year, per student
  • Limit of $10 maximum on deposits per report card
• Punch card program with chance to win prizes
• Debit Card with Checking (with Guardian/Parent)
• Free ATM Card
• $5.00 deposit for Community Service Achievement***
• Youth Loans 
  • Small scale loan, perfect for youth
  • Learn the basics of borrowing
  • Elementary age students can borrow up to $100 at 0% APR** Fixed Rate
  • Middle School age students can borrow up to $300 at 1% APR** Fixed Rate
  • Flexible terms up to 12 months
  • Parent or Legal Guardian Co-Signer

NOTE:  The Social Security card of the account holder is required.

*$1.00 minimum to open, make unlimited number of deposits, once the certificate balance reaches $5,000, including deposits and dividends earned, no more deposits may be made, deposits may not be made by ACH, auto transfer or direct deposit.

**APY = Annual Percentage Yield, APR = Annual Percentage Rate

***Community Service Achievement—For each Community Service participation, $5.00 will be deposited into your account, $50.00 maximum/year. See Credit Union for a list of organizations.

Punch Card Rules

Unleash the Power of Saving

We're celebrating Youth Month in April! This year's theme is "Unleash the Power of Saving."

For Youth Ages 13-18

It's never too early to invest and save. Plan today for a better tomorrow.

Trona Valley's CU Prosper Youth Account is designed for kids 13-18. The importance of saving and learning how to use money wisely can be taught from a very young age. At Trona  Valley, we offer accounts to help kids learn to save, borrow, and spend responsibly.  Our accounts are perfect for young people to get a good start on managing their finances. Saving for a child’s financial future from the very beginning is responsibly smart. Open an account today.

Features & Benefits

• Youth Savings Account 
  • $1.00 minimum to open and no service fees
  • Higher dividend rate Savings
  • Earn dividends on entire balance
  • Converts to Traditional Share account after child's 18th birthday
• Free gift with new account
• Progressive Certificate* at 5% APY** for ages 13-17 (matures on child's 18th birthday)
• Pay for A's - get rewarded for good grades 
  • Grades K-12
  • $1 for each "A" or equivalent on your report card
  • Request must be made within 3 months of report card date
  • Student must be primary member on account
  • Limit of 4 report cards per year per student
  • Limit of $10 maximum on deposits per report card
• Punch card program with chance to win prizes
• Debit card with Checking (with Guardian/Parent)
• Free ATM Card
• No monthly fees
• Eligible for Mobile Deposit Capture at age 15
• $5.00 deposit for Community Service Achievement***
• Youth Loans 
  • Small scale loan, perfect for youth
  • Learn the basics of borrowing
  • Middle School age students can borrow up to $300 at 1% APR** Fixed Rate
  • High School age students can borrow up to $600 at 2% APR** Fixed Rate
  • Flexible terms up to 12 months
  • Parent or Legal Guardian Co-Signer

NOTE:  The Social Security card of the account holder is required.

*$1.00 minimum to open, make unlimited number of deposits, once the certificate balance reaches $5,000, including deposits and dividends earned, no more deposits may be made, deposits may not be made by ACH, auto transfer or direct deposit.

**APY = Annual Percentage Yield, APR = Annual Percentage Rate

***Community Service Achievement—For each Community Service participation, $5.00 will be deposited into your account, $50.00 maximum/year. See Credit Union for a list of organizations.

Punch Card Rules