Rates

Vehicle Loan Rates	APR - As Low As
Autos	2.99%
Recreational Vehicles and ATVs	4.99%

Personal Loan Rates	APR - As Low As
Signature Line of Credit	9.50%
Personal Loans	9.75%

Basic Business Sweep

Type	Dividend Rate	APY*
$0 - $999	0.10%	0.10%
$1,000 - $4,999	0.15%	0.15%
$5,000 - $9,999	0.25%	0.25%
$10,000 - $19,999	0.30%	0.30%
Over $20,000	0.40%	0.40%

Dividends Post Monthly

Business Analysis Sweep

Type	Dividend Rate	APY*
$0 - $10,000	0.15%	0.15%
$10,001 -  $19,999	0.20%	0.20%
$20,000 -  $29,999	0.30%	0.30%
$30,001 -  $49,999	0.40%	0.40%
Over $50,000	0.50%	0.50%

Dividends Post Monthly

Business Certificates

Type	Dividend Rate	APY*
3 Month Certificate (91 Days) $200 Minimum	1.00%	1.00%
6 Month Certificate (182 Days) $200 Minimum	1.49%	1.50%
9 Month Certificate (273 Days) $200 Minimum	1.64%	1.65%
12 Month Certificate (365 Days) $200 Minimum	1.69%	1.70%
18 Month Certificate (547 Days) $200 Minimum	1.74%	1.75%
24 Month Certificate (730 Days) $200 Minimum	1.78%	1.80%
36 Month Certificate (1095 Days) $200 Minimum	1.88%	1.90%
48 Month Certificate (1460 Days) $200 Minimum	1.98%	2.00%
60 Month Certificate (1825 Days) $200 Minimum	2.08%	2.10%

Dividends Post Quarterly

*APY = Annual Percentage Yield

¹The dividend rates and APY are subject to change without notice.  Variable account rates may change after the account is opened.  Savings account earnings could be reduced if fees are added.

²APY applied to balances of tiers as long as qualifications are met each statement cycle.  0.05% APY applies to all balances if qualifications are not met.  Available to personal accounts only.

³The dividend rate and annual percentage yield are subject to change, without notice, at any time prior to the issuance of the certificate.  After the point of issuance, dividend rates and APY are fixed.  Early withdrawal penalties apply.  IRA earnings could be reduced if fees are added.

Rates effective as of January 15, 2020.

High Yield Checking²

Type	Dividend Rate	APY*
$0 - $15,000	3.93%	4.00%
Over $15,000	0.35%	0.35%

Dividends Post Monthly

High Yield Savings¹

Type	Dividend Rate	APY*
$0 - $15,000	1.00%	1.00%
Over $15,000	0.35%	0.35%

Dividends Post Monthly

Traditional Savings¹

Dividend Rate	APY*
0.10%	0.10%

Dividends Post Quarterly

Youth Savings¹

Dividend Rate	APY*
0.50%	0.50%

Dividends Post Monthly

Christmas Club

Dividend Rate	APY*
0.35%	0.35%

Dividends Post October 31

Money Market¹

Type	Dividend Rate	APY*
$0 - $1,999	0.30%	0.30%
$2,000 - $19,999	0.90%	0.90%
$20,000 - $74,999	1.00%	1.00%
Over $75,000	1.09%	1.10%

Dividends Post Quarterly

Certificates³

Type	Dividend Rate	APY*
3 Month Certificate (91 days) $200 Minimum	1.00%	1.00%
6 Month Certificate (182 days) $200 Minimum	1.49%	1.50%
9 Month Certificate (273 days) $200 Minimum	1.64%	1.65%
12 Month Certificate (365 days) $200 Minimum	1.69%	1.70%
18 Month Certificate (547 days) $200 Minimum	1.74%	1.75%
24 Month Certificate (730 days) $200 Minimum	1.78%	1.80%
36 Month Certificate (1095 days) $200 Minimum	1.88%	1.90%
48 Month Certificate (1460 days) $200 Minimum	1.98%	2.00%
60 Month Certificate (1825 days) $200 Minimum	2.08%	2.15%
CU Grow Certificate $100 Minimum	2.97%	3.00%
CU Learn Certificate $100 Minimum	3.94%	4.00%
CU Prosper Certificate $100 Minimum	4.91%	5.00%

Dividends Post Quarterly

*APY = Annual Percentage Yield

¹The dividend rates and APY are subject to change without notice.  Variable account rates may change after the account is opened.  Savings account earnings could be reduced if fees are added.

²APY applied to balances of tiers as long as qualifications are met each statement cycle.  0.05% APY applies to all balances if qualifications are not met.  Available to personal accounts only.

³The dividend rate and annual percentage yield are subject to change, without notice, at any time prior to the issuance of the certificate.  After the point of issuance, dividend rates and APY are fixed.  Early withdrawal penalties apply.  IRA earnings could be reduced if fees are added.

Rates effective as of January 15, 2020.

IRA Shares³

Dividend Rate	APY*
0.50%	0.50%

Dividends Post Quarterly

IRA Certificates³

Type	Dividend Rate	APY*
12 Month Certificate (365 Days) Dividends Post Quarterly	1.69%	1.70%
18 Month Certificate (547 Days) Dividends Post Quarterly	1.74%	1.75%
24 Month Certificate (730 Days) Dividends Post Quarterly	1.78%	1.80%
36 Month Certificate (1095 Days) Dividends Post Quarterly	1.88%	1.90%
48 Month Certificate (1460 Days) Dividends Post Quarterly	1.98%	2.00%
60 Month Certificate (1825 Days) Dividends Post Quarterly	2.08%	2.10%

Dividends Post Quarterly

*APY = Annual Percentage Yield

¹The dividend rates and APY are subject to change without notice.  Variable account rates may change after the account is opened.  Savings account earnings could be reduced if fees are added.

²APY applied to balances of tiers as long as qualifications are met each statement cycle.  0.05% APY applies to all balances if qualifications are not met.  Available to personal accounts only.

³The dividend rate and annual percentage yield are subject to change, without notice, at any time prior to the issuance of the certificate.  After the point of issuance, dividend rates and APY are fixed.  Early withdrawal penalties apply.  IRA earnings could be reduced if fees are added.