Loans - Lowest Rates at your Credit Union!

Share Secured Line Of Credit

Rebuilding your credit, whether you have been through a bankruptcy or divorce, or whether you have made mistakes with your finances, doesn't have to be complicated. As long as you have a plan, you can rebuild your credit and eventually obtain a better credit rating. A share secured line of credit is a loan secured by money in your regular share account. This is an excellent option for a young borrower or post-bankruptcy borrower to establish or re-establish a better credit rating. 


  • 2.00% APR*
  • 60 Month Term
  • LTV is 100% of Pledged Shares

APR=Annual Percentage Rate

The loan rate is variable and is 2.00% above the prevailing share dividend rate. Rates change quarterly if share rates change. Payments are not included in debt ratio calculations. Shares from various accounts may be pledged.