Trona Valley has recently migrated to a new ATM/Debit card platform. Please be sure the credit union has your current address, phone number and email address to ensure your card performance is not impacted.
Rebuilding your credit, whether you have been through a bankruptcy or divorce, or whether you have made mistakes with your finances, doesn't have to be complicated. As long as you have a plan, you can rebuild your credit and eventually obtain a better credit rating. A share secured line of credit is a loan secured by money in your regular share account. This is an excellent option for a young borrower or post-bankruptcy borrower to establish or re-establish a better credit rating.
APR=Annual Percentage Rate
The loan rate is variable and is 2.00% above the prevailing share dividend rate. Rates change quarterly if share rates change. Payments are not included in debt ratio calculations. Shares from various accounts may be pledged.