This High Yield Checking account gives you world-class returns on your money without costing you a thing.
You will earn up to 4.00% APY* on your balance each Monthly Qualification Cycle, and get ATM fee refunds*; not just at one of our branches, but nationwide. With High Yield Checking, every ATM is your ATM! Plus, there is no minimum balance required to earn your rewards. Just a great checking account with rewards you deserve!
Features & Benefits
- 4.00% APY* on balances up to $15,000
- 0.05% APY* on balances over $15,000
- 4.00 to 0.05% APY* depending on balance in account*
- 0.05% APY* if qualifications are not met
- ATM fee refunds nationwide*
- No monthly service fee
- No minimum balance to earn rewards
- Unlimited check writing and debit card use
- Free Visa® debit card
- Free online banking and free bill pay
- Free eStatements required to receive earnings
- Nationwide access to over 5,600 branches through Shared Branching
- Overdraft Privilege available
- No minimum to open
- Opened upon approved credit
Plus, you can get free automatic transfers and earn a second great interest rate by pairing this account with a free High Yield Savings account*.
Earning your rewards is so easy, you're probably already doing it! Just complete the following transactions and activities in High Yield Checking each monthly qualification cycle:
- Have at least 10 debit card purchases post and settle
- Be enrolled in free paperless eStatements each month
- Have at least one monthly direct deposit, ACH automatic debit, or bill payment post and settle
If you don't qualify one cycle, don't worry! You'll still earn our base dividend rate, and you have the opportunity to get the higher rate and ATM fee refunds back the very next month.